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Everything You Need to
Retire with Confidence

Go beyond basic calculators. Get the AI-powered insights, tax strategies, and stress-testing tools that industry leaders don't offer — completely free.

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AI-Powered Scenario Analysis Unique

Ask "what-if" questions in plain English and see the exact impact on your retirement instantly.

Unique

Natural Language Scenarios

Ask questions in plain English — no complex forms needed.

  • "What if the market crashes 30% next year?"
  • "How would a $500k inheritance affect my plan?"
  • "Can I afford to retire 3 years early?"
  • "What if I get divorced at age 62?"
Unique

Instant Visual Comparisons

Side-by-side projections comparing your current plan with scenario outcomes.

  • Year-by-year asset comparison
  • Tax impact differences
  • Break-even point identification
  • Save and revisit past scenarios

Advanced Tax Optimization

Strategies that can save you tens of thousands in retirement taxes.

Unique

Roth Conversion Optimizer

Compare 3 strategies with optimal timing to minimize lifetime taxes.

  • No Conversion baseline
  • Staggered Conversion
  • Fill the Bracket optimization
Unique

Withdrawal Order Strategy

Tax-efficient withdrawal sequencing optimized for your situation.

  • Pre-tax vs Roth timing
  • RMD management
  • Social Security integration

Tax Calculations

Federal and state taxes with progressive bracket modeling.

  • Current federal brackets
  • State tax calculations
  • Inflation-adjusted projections

Monte Carlo Simulation

Understand your retirement success probability with 1,000+ randomized market scenarios.

Success Rate Analysis

Run 1,000+ simulations with randomized returns to see how often your plan succeeds.

  • Overall success rate
  • Percentile outcomes (P10–P90)
  • Best, median & worst case charts

Failure & Risk Assessment

Understand when and why your plan might fail in worst-case scenarios.

  • Depletion year analysis
  • Worst single-year & 3-year stretch
  • Sequence of returns risk

Healthcare Cost Planning

The critical component most retirement calculators ignore. Plan pre-Medicare and Medicare years.

Pre-Medicare (55–64)

  • ACA Marketplace with subsidies
  • COBRA continuation
  • Spouse employer coverage

Medicare (65+)

  • Part B & D premiums
  • IRMAA surcharge modeling
  • Medigap vs Advantage

IRMAA & MAGI Tracking

  • 2-year lookback modeling
  • Income cliff awareness
  • Strategic withdrawal planning

Social Security Optimization

Maximize lifetime benefits with optimal claiming strategies for singles and couples.

Optimal Claiming Age

  • Compare ages 62, 67, 70
  • Lifetime benefit calculations
  • Break-even age analysis

Spousal Coordination

  • Coordinated claiming timing
  • Survivor benefit planning
  • Household lifetime optimization

Break-Even Analysis

  • Delay credit valuation
  • Early claiming trade-offs
  • Longevity risk assessment

Comprehensive Planning & Tracking

All the essential tools in one place.

Year-by-Year Projections

  • Detailed annual breakdown
  • Income & withdrawal modeling
  • "Today's dollar" view

Multi-Account Management

  • 401k, IRA, Roth, Brokerage
  • Bank accounts & CDs
  • Home equity modeling

Rental Properties

  • Income & expense tracking
  • Mortgage amortization
  • Net income projections
Unique

Reality Check

  • Actual vs projected tracking
  • Performance monitoring
  • Year-over-year variance

Bank-Level Security

Your financial data is protected with industry-leading encryption.

Per-User Encryption

Every user has a unique key. Financial data encrypted at rest with AES-256.

Zero-Knowledge Architecture

We never store data in plaintext. Even administrators can't see your finances.

Complete Privacy

Your data is never sold, shared, or used for advertising. Yours alone.

How Bullseye Compares

Capabilities you won't find in other financial planning tools.

Feature Bullseye Others
AI-Powered Scenario Analysis
Roth Conversion Optimizer (3 strategies)
Tax-Efficient Withdrawal Strategy
Healthcare Cost Planning with IRMAA
Monte Carlo Simulation (1,000+ scenarios)
Social Security Optimization
Year-by-Year Tax Projections
Rental Property Income Modeling
Reality Check (Actual vs Projected)
CostFREE$0–$99/year

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