/* Shared component: tool pages (Roth conversion, Social Security, Healthcare). Class names are prefixed tp-. */
.tp-head{padding:40px 0 26px}
.tp-crumb{display:flex;gap:10px;align-items:center;font-size:14px;font-weight:600;color:var(--mute)}.tp-crumb a:hover{color:var(--ink)}
.tp-row{display:flex;justify-content:space-between;align-items:flex-end;gap:28px;flex-wrap:wrap}
.tp-head h1{font-size:clamp(34px,4.6vw,64px);max-width:13em;margin:14px 0 16px}
.tp-lede{max-width:38em;color:var(--ink2);font-size:18px;line-height:1.6}
.tp-ctl{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.tp-hh{display:inline-flex;align-items:center;gap:10px;height:44px;padding:0 16px 0 8px;border-radius:99px;background:var(--mist);font-weight:700;font-size:14.5px}
.tp-hh i{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--ink);color:#fff;font-style:normal;font-size:12px}.tp-hh i+i{background:var(--azure);margin-left:-18px}
.tp-hh small{font-weight:600;color:var(--mute)}
.tp-rec{position:relative;overflow:hidden;border-radius:30px;background:var(--ink);color:#fff;padding:40px 44px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:36px;align-items:center}
.tp-rec .rg{position:absolute;right:-140px;top:-160px;width:560px;height:560px;color:#fff;opacity:.09;pointer-events:none}
.tp-rec>*{position:relative}
.tp-rec .k{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--sky)}
.tp-rec .k i{width:8px;height:8px;border-radius:50%;background:var(--red)}
.tp-rec h2{font-size:clamp(28px,3.4vw,46px);margin:14px 0 14px;line-height:1.06}.tp-rec h2 b{font-weight:800}
.tp-rec p{color:#B7C6D6;font-size:16.5px;line-height:1.6;margin:0;max-width:34em}
.tp-rec .why{margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.14);font-size:14.5px;color:#9FB3C8}.tp-rec .why b{color:#fff}
.tp-facts{display:grid;gap:12px}
.tp-fact{background:rgba(255,255,255,.08);border-radius:18px;padding:16px 20px}
.tp-fact small{display:block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9FB3C8}
.tp-fact b{display:block;font-size:clamp(26px,2.6vw,34px);font-weight:800;letter-spacing:-.035em;line-height:1.15;margin-top:2px}
.tp-fact span{font-size:13.5px;color:#B7C6D6}
.tp-sec{padding:46px 0 0}
.tp-sh{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:18px;flex-wrap:wrap}
.tp-sh h2{font-size:26px;font-weight:700;letter-spacing:-.025em}.tp-sh p{color:var(--mute);font-size:14.5px;margin:4px 0 0}
.tp-opts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.tp-opt{border:1.5px solid var(--line);border-radius:26px;padding:26px;background:#fff;text-align:left;display:flex;flex-direction:column;gap:16px;transition:border-color .25s,box-shadow .3s,transform .3s var(--ease);position:relative}
.tp-opt:hover{border-color:#B9C7D6;transform:translateY(-2px)}
.tp-opt[aria-pressed="true"]{border-color:var(--ink);box-shadow:0 0 0 4px rgba(13,33,55,.07),var(--sh)}
.tp-opt .top{display:flex;justify-content:space-between;align-items:flex-start;gap:10px}
.tp-opt h3{font-size:19px;font-weight:800;letter-spacing:-.02em;line-height:1.2}
.tp-opt .desc{font-size:14px;color:var(--ink2);line-height:1.5;margin:-6px 0 0}
.tp-badge{flex:none;display:inline-flex;align-items:center;height:26px;padding:0 11px;border-radius:99px;font-size:12px;font-weight:800;background:var(--mist);color:var(--azure-d)}
.tp-badge.rec{background:var(--red-d);color:#fff}.tp-badge.base{background:#EEF2F6;color:var(--ink2)}
.tp-big small{display:block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--mute)}
.tp-big b{display:block;font-size:clamp(32px,3vw,42px);font-weight:800;letter-spacing:-.045em;line-height:1.1;margin-top:2px}
.tp-delta{display:inline-flex;align-items:center;gap:6px;margin-top:8px;padding:5px 12px;border-radius:99px;font-size:13.5px;font-weight:800}
.tp-delta.good{background:#E5F6EC;color:#0B7A43}.tp-delta.bad{background:#FDEEE9;color:#B93A1F}.tp-delta.flat{background:var(--mist);color:var(--ink2)}
.tp-bar{display:flex;height:12px;border-radius:7px;overflow:hidden;gap:2px;background:var(--mist)}.tp-bar span{display:block;transition:width .5s var(--ease)}
.tp-barlg{display:flex;gap:16px;font-size:12.5px;font-weight:600;color:var(--ink2);margin-top:8px;flex-wrap:wrap}.tp-barlg i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.tp-m{display:grid}.tp-m div{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-top:1px solid var(--line2);font-size:14.5px;color:var(--ink2)}.tp-m b{color:var(--ink);font-weight:800;font-variant-numeric:tabular-nums;text-align:right}
.tp-det{border:1px solid var(--line);border-radius:30px;background:#fff;box-shadow:var(--sh);padding:32px}
.tp-det .hd{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;flex-wrap:wrap;margin-bottom:6px}
.tp-det h3{font-size:24px;font-weight:700;letter-spacing:-.02em}.tp-det .sub{color:var(--ink2);font-size:15px;max-width:44em;margin-top:6px;line-height:1.55}
.tp-read{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:0;border-top:1px solid var(--line2);margin-top:6px;padding-top:18px}
.tp-read div{padding-right:10px;min-width:0}.tp-read .k{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--mute);white-space:nowrap}.tp-read .v{font-size:22px;font-weight:800;letter-spacing:-.03em;margin-top:2px;white-space:nowrap}.tp-read .v small{font-size:12.5px;color:var(--mute);font-weight:600;letter-spacing:0}
.tp-lg{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;font-weight:600;color:var(--ink2);margin:6px 0 4px}.tp-lg i{display:inline-block;width:14px;height:4px;border-radius:3px;margin-right:7px;vertical-align:middle}
.tp-tw{overflow:auto;border-radius:16px;margin-top:14px}
.tp-t{width:100%;border-collapse:collapse;font-size:14.5px;font-variant-numeric:tabular-nums;min-width:560px}
.tp-t th{text-align:right;font-size:12px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--mute);padding:0 14px 12px;border-bottom:1.5px solid var(--ink);white-space:nowrap;background:#fff}
.tp-t td{padding:13px 14px;text-align:right;border-bottom:1px solid var(--line2);white-space:nowrap}
.tp-t th:first-child,.tp-t td:first-child{text-align:left;font-weight:800}
.tp-t tr.hl td{background:var(--mist)}.tp-t tfoot td{border-top:1.5px solid var(--ink);border-bottom:0;font-weight:800}
.tp-flag{display:inline-flex;align-items:center;height:24px;padding:0 9px;border-radius:99px;font-size:11.5px;font-weight:800;background:#FDF1D8;color:#8A5A00}
.tp-two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.tp-note{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:20px;background:var(--mist);font-size:15px;line-height:1.55;color:var(--ink2)}
.tp-note .ic{flex:none;width:32px;height:32px;border-radius:50%;background:#fff;display:grid;place-items:center;color:var(--azure-d);box-shadow:0 1px 2px rgba(13,33,55,.1)}
.tp-note b{color:var(--ink)}.tp-note.warn{background:#FDF1D8}.tp-note.warn .ic{color:#8A5A00}.tp-note.bad{background:#FDEEE9}.tp-note.bad .ic{color:#B93A1F}
.tp-ex{display:grid;border-top:1px solid var(--line)}
.tp-ex details{border-bottom:1px solid var(--line)}
.tp-ex summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-size:18px;font-weight:700;letter-spacing:-.015em}
.tp-ex summary::-webkit-details-marker{display:none}.tp-ex summary:hover{color:var(--azure-d)}
.tp-ex summary i{flex:none;width:32px;height:32px;border-radius:50%;border:1.5px solid var(--line);position:relative;transition:all .3s var(--ease)}
.tp-ex summary i::before,.tp-ex summary i::after{content:"";position:absolute;left:50%;top:50%;width:11px;height:2px;margin:-1px 0 0 -5.5px;background:var(--ink);transition:transform .3s var(--ease)}.tp-ex summary i::after{transform:rotate(90deg)}
.tp-ex details[open] summary i{background:var(--ink);border-color:var(--ink)}.tp-ex details[open] summary i::before,.tp-ex details[open] summary i::after{background:#fff}.tp-ex details[open] summary i::after{transform:rotate(0)}
.tp-ex .bd{padding:0 44px 24px 0;color:var(--ink2);font-size:16.5px;line-height:1.65;max-width:52em}.tp-ex .bd ul{margin:10px 0 0;padding-left:22px}.tp-ex .bd li{margin:6px 0}.tp-ex .bd b{color:var(--ink)}
.tp-empty{display:grid;justify-items:center;text-align:center;gap:14px;padding:70px 24px;border:1.5px dashed #BBC9D8;border-radius:32px;background:var(--sand)}
.tp-empty .art{width:120px;height:120px;color:var(--ink);opacity:.9}
.tp-empty h2{font-size:clamp(26px,3vw,38px)}.tp-empty p{max-width:34em;color:var(--ink2);font-size:17px;margin:0}
.tp-foot{padding:44px 0 120px;color:var(--mute);font-size:13.5px;max-width:60em}
@media(max-width:1080px){.tp-opts{grid-template-columns:1fr}.tp-rec{grid-template-columns:1fr;padding:32px}.tp-two{grid-template-columns:1fr}.tp-read{grid-template-columns:repeat(2,1fr);row-gap:16px}}
@media(max-width:720px){.tp-head{padding:26px 0 18px}.tp-lede{font-size:16.5px}.tp-rec{padding:26px 22px;border-radius:24px}.tp-det{padding:22px 18px;border-radius:24px}.tp-opt{padding:22px}.tp-ex .bd{padding-right:0}.tp-ex summary{font-size:16.5px}.tp-empty{padding:48px 18px}}

.tp-unit{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:600;color:var(--ink2);max-width:22em;line-height:1.35}.tp-unit svg{flex:none;color:var(--azure-d)}
.tp-sh h2,.tp-det h3{text-wrap:balance}
@media(max-width:720px){
  .tp-det .hd .seg{width:100%;display:flex}.tp-det .hd .seg button{flex:1;padding:0 6px;font-size:13.5px}
  .tp-sh h2{font-size:23px}.tp-lg{gap:10px 14px}
  .tp-read .v{font-size:19px}
}